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Melody Williams
REALTOR®
(815) 505-9284
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15 White Oak Circle, Saint Charles, IL 60174

$415,000
  • 15 White Oak Circle, Saint Charles, IL 60174 Main Photo

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Contingent
BEDS3 BATHS2 full 1 partial SQUARE FEET1,610 MLS#12592753
STATUSContingent PROPERTY TYPEResidential - Townhouse SUBDIVISIONThe Oaks SCHOOLDistrict 303

Property Description

Welcome home to this beautifully maintained 3 bedroom, 2.5 bath townhome in The Oaks of St. Charles, offering a fantastic location just minutes from parks, the Fox River, and the charming downtown districts of both St. Charles and Geneva. Set on a landscaped lot with mature trees, the home features inviting curb appeal with a welcoming front porch, a 2 car garage, and a private backyard deck perfect for relaxing or entertaining. Inside, hardwood floors run throughout the main level, highlighting a bright living room with bay window, a formal dining room, and a comfortable family room with a gas log fireplace. The adjacent kitchen is designed for both style and function with quartz countertops, stainless steel appliances, a breakfast bar, and decorative tile backsplash. Upstairs you'll find three bedrooms including the spacious primary suite with a walk in closet and private bath, along with a full hall bathroom. The finished walkout basement expands the living space with a rec room, game room, second fireplace, and laundry area. Residents of The Oaks also enjoy access to a neighborhood clubhouse and pool, creating a wonderful blend of comfort, convenience, and community living.

15 White Oak Circle | MLS# 12592753

This townhouse located at 15 White Oak Circle, Saint Charles, IL 60174 is currently listed for sale with an asking price of $415,000. This property was built in 1978 and has 3 bedrooms and 2 full and 1 partial baths with 1610 sq. ft. White Oak Circle is located in the The Oaks subdivision within the District 303 school district. Search The Oaks real estate on melody.gogambino.com today.

Property Features

Property Type: Residential - Townhouse
Basement: Yes
Basement: Finished, Exterior Entry, Full, Walk-Out Access
Cooling: Central Air
Fireplaces: 2
Garage: 2
Heating: Natural Gas, Forced Air
Lot Size: 2,059
Roof Type: Asphalt
Stories: 2.0
Year Built: 1978

Amenities

Storage
Walk-In Closet(s)

Feature Descriptions

Additional rooms: Recreation Room, Game Room
Appliances: Range, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)
Association Amenities: Party Room, Pool
Association Includes: Insurance, Clubhouse, Pool, Exterior Maintenance, Lawn Care, Snow Removal
Dining Room: Separate
Exterior: Cedar, Stucco
Fireplace: Gas Log, Gas Starter
Fireplace Location(s): Family Room, Basement
HOA Fee: 425/ Monthly
Laundry: Washer Hookup
Lot: Landscaped, Mature Trees
Lot Dimensions: 2059
Other Equipment: Water-Softener Owned, CO Detectors, Ceiling Fan(s)
Parcel#: 0934451179
Parking: Asphalt, Garage Door Opener, Yes, Garage Owned, Detached, Garage
Pet Allowed: Cats OK, Dogs OK
Sewer: Public Sewer
Total Rooms: 9
Township: St. Charles
Water: Public

Room Sizes

Recreation Room: 22X16
Game Room: 14X7
Bedroom 2: 13X11
Bedroom 3: 13X11
Dining Room: 11X10
Family Room: 13X11
Kitchen: 11X8
Living Room: 17X13
Primary Bedroom: 17X13

Local Schools

High School: St Charles East High School
Middle School: Thompson Middle School
Elementary School: Davis Elementary School
School District: District 303

Listed By / Shown By

Listed By

Agency Name: One Source Realty
Agency Phone: 630-402-0015

Shown By

Agent Name: Melody Williams
Agent Phone: (815) 505-9284
Agency Title: Gambino Realtors

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Estimated Payment

$ 2,006.10 per month $1,885.06 Principal & Interest $0.00 Property Tax (data not provided by mls) $121.04 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/14/2026. The listing information on this page last changed on 04/14/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Tue 04/14/2026 3:26:57 AM EST) or MRED MLS (last updated Tue 04/14/2026 2:04:25 AM EST) or Rockford Board of Realtors (NWIAR) (last updated Mon 04/13/2026 10:15:23 PM EST) or Northern Illinois Commercial Association Realtors (last updated Mon 04/13/2026 2:10:06 PM EST). Real estate listings held by brokerage firms other than Gambino Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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